What is Skimming?
One criminal case is related to ATM skimming. Customers of banks suddenly cut off bank balance, but they are not making money transactions. In skimming activity, the data on magnetic ATM card is copied and then written back to the blank magnetic cards. So that the original ATM card and a card that has written data to be identical. These cloned cards that can function like a native ATM card. But how these criminals can take clients' money with this new card if you do not know the PIN number?
For ATM, in addition to using the card, a customer must also enter a PIN number. So, to get the PIN numbers of customers, surveillance cameras placed in the correct position around the ATM so that the customer number is entered when trading can be seen. In addition, some criminals use the traditional way with a peep when customers enter a PIN number. With such methods, mean villains have cloned ATM cards that contain the same data with the original ATM card and PIN number in your possession the right, so that they can trade using your account. As a result, when they take money from your account, meaning your money in the bank is reduced.
Tips on ATM Transaction
How to be ATM safe? To ensure that you do not become victims of crime in ATM technology, you can do the following practical steps.
Check the hole where the ATM card insert
Skimmer or scribe tool data affixed to the front of the hole where insert an ATM card. These additional tools can trick the user if not careful. So, before inserting the cards, check beforehand whether there ex-patches, glue, or anything suspicious in the hole to insert the card. Because it could have been put criminals skimmer tool. If possible, choose to use an ATM that had been installed antiskimmer which usually green or clear the hole ATM. These tools can prevent the installation of skimmer.
Cover when entering PIN numbers
To get the PIN numbers of customers, used surveillance cameras to peek and you may be unaware of its existence. To ensure the security of PIN numbers, cover it with a hand that is not used to press the button so that if there is a camera, can not take pictures when you enter your PIN number. Some ATMs have put the cover on the left and right buttons to enter a PIN, but for ATMs that do not apply, you can protect yourself in this way.
Choose a safe ATM
ATM transactions at the remote can be dangerous, because you may be victim of a robbery. ATM is poorly controlled by the bank will make the criminals free to install skimmers, surveillance cameras or other technology to steal your data. Wherever possible choose to transact at a busy ATM, not isolated and, if possible, guarded by security officers.
Create a PIN that is not easy to guess and kept confidential
PIN number of your date of birth, date of marriage or date of birth partner is a number that is predictable. Then make your PIN more difficult to predict. But because of your PIN and a random number that is difficult then you may write the PIN on the paper or a place that is visible to others. Do not do it. Do not tell your PIN to anyone, especially if someone offers help when you're having trouble at the ATM machine.
Change your PIN number periodically
Maybe most people are lazy to do this, because change means having to remember PINs new number. But there is no harm in you doing this for the safety of your savings. Periodically replace your PIN number.
Do not trust strangers
New modes of crime at an ATM is by pretending to be bank employees, they make the machine breaks down so that the card is swallowed, then asked for contact numbers affixed to the ATM machine and when we're not looking, the card in the ATM machine will be taken. As for the PIN, they may see when we transact, or they pretend to help by asking the PIN number. Although not intended to accuse anyone, should not be too trusting with strangers.
Avoid indiscriminate trade
ATM cards can often be used as a debit card to shop at various places. Make sure you use a debit card only in places that can be trusted. If the officer on the card swipe machines that are not official, and immediately asked to be careful, especially carried out in secret.
The existence of ATMs have helped many people to trade, but remained cautious because many criminals who exploit vulnerabilities to steal your money.
